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RiverGold Financial Services Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Provide us with the information applicable to the kind of loan you are looking for and we will contact you about the loans available in todays market that fit your specific needs. You don't know what kind of loan you need? No problem. We'll do the work for you. Preapproval is fast, easy and free. When you have a preapproved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.

Are you looking to refinance your home or second home? Call us for rate term or cash out programs currently available.

We can beat any deals!

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Contact RiverGold Financial Services Inc. at (714)277-3586 to find out more about the products and services we provide.


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Rates change daily. The amount of debt ratio you have, your FICO score and also your down payment affect the rate you can get.

It is important for you to know that if you are in the process of purchasing a home, you should not incur any additional debt until after your loan has funded and escrow has closed.

Whether or not you are a first time homebuyer call us or email us and request our free "An Easy Guide to Buying a Home". It is a comprehensive guide that will walk you through the whole process of buying a home and obtaining your purchase loan. You won't be disappointed!